5 Common Online Scams

PHISHING SCAMS
That urgent message might not be what it seems
A message claiming your account is locked or that you need to verify your information could be a phishing attempt. Scammers often imitate banks, companies, and other trusted organizations to steal passwords and personal information.
Watch for:
Suspicious links
Urgent requests
Unknown senders
Requests for passwords or verification codes
FAKE ONLINE STORES
If the deal looks too good to be true, check twice
Fake online stores can look surprisingly professional. They may advertise expensive products at extremely low prices, collect your payment, and never deliver the product.
Before buying:
Check the seller's reputation.
Look for genuine customer reviews.
Verify the website address.
Use secure payment methods.
SOCIAL MEDIA SCAMS
Not every profile is who they claim to be
Scammers can create fake accounts pretending to be friends, businesses, celebrities, or even people offering job opportunities.
Never send money or personal information simply because a message appears to come from someone you know.
FAKE JOB AND INVESTMENT OFFERS
Easy money usually comes with a catch
Be careful with online opportunities promising guaranteed income, extremely high investment returns, or jobs that require you to pay money before you start.
Remember: legitimate opportunities shouldn't pressure you into making quick financial decisions.
ACCOUNT SECURITY
Protect your accounts before someone else tries to access them
Use strong, unique passwords and enable two-factor authentication (2FA) wherever possible.
Never share your password or one-time verification code with anyone—even if they claim to be from a company you trust.
STOP. CHECK. VERIFY.
Before clicking a link, sending money, or sharing personal information, take a moment to verify the request.
Your best defense against online scams is awareness.