Calculate a score from income, employment, borrower details, and application history.
All features
For lenders adding decision support
Credit Scoring Engine
Calculate an application score from borrower data while still leaving room for officer judgment.
How credit scoring works in LoanPress
LoanPress can support a score-driven review process by turning application data into a practical decision signal. Staff can use the score as guidance, then apply final human review before approval or decline.
More consistent review signals
Better decision documentation
Room for staff judgment
Recalculate when relevant application details change.
Show staff the score during the review process.
Allow officer override with a recorded reason.
Use scoring as support, not as a hidden final decision.
A workflow staff can follow
The feature is connected to borrower records, officer actions, and the status history that keeps lending work organized.
Calculate
LoanPress reads application details and creates a score for staff review.
Review
Officers compare the score with documents, repayment fit, and lender policy.
Decide
The final decision is recorded with the right status and reason.
Related LoanPress features
Explore the connected modules that help this workflow move from borrower intake to final loan management.
Reports
See application volume, active loans, disbursed totals, outstanding balances, and collection health from one dashboard.
Read featureDocument review
Approve, reject, or request resubmission for each uploaded file with a clear status trail.
Read featureApplication intake
A guided front-end form that captures borrower details, loan terms, KYC, and documents without sending clients into wp-admin.
Read featureWant to test credit scoring yourself?
Open the demo site and walk through the same workflow from borrower and staff views.